The standard health insurance policy also covers the cost of dental and plastic surgery.

Health Insurance
  • A family of four members may have to pay a premium of up to 8 thousand a year
  • Insurance companies will introduce a standard health insurance policy covering a maximum of Rs 5 lakh from April 1.
  • The IRDA allows companies to determine the policy premium

The Insurance Regulator and Development Authority (IRDA) advises all insurance companies.  It has been asked to introduce a standard health insurance policy covering a maximum of Rs 5 lakh from April 1.  The name of this policy will be Sanjeev’s policy.  It will have names of different companies.  The IRDA allows companies to determine the policy premium.
 According to the IRDA, a family of four members will get Rs.  Up to 8 thousand premiums have to be paid.  For less than Rs 5 lakh cover, you have to pay less than that.  Under the basic required cover, hospitalization costs as well as dental treatment, plastic surgery, cataract operation, day-care treatment, per hospitalization Rs.  Road ambulance costs of 2000 will also be included.  The IRDA has set an age limit of at least 18 years and a maximum of 65 years for this policy.
 Trying to solve people’s problems
There are many police in the health insurance market.  Each has its own characteristics.  People are confused as to what policy they should take.  To overcome this problem, companies have been asked to bring in a standard health insurance policy.

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